Apply for Instant Personal Loan
Key Benefits
Instant Money Support:
Get quick access to funds through our secure online platform - no delays, no long waiting.
Quick & Easy Process:
Apply in minutes with minimal steps. No long queues, no heavy paperwork - completely digital.
Flexible Usage
Covers multiple needs like medical bills, home repairs, rent, or emergencies.
Why Choose Rupee On Time?
Fully Online Journey
Apply in minutes with simple documents—zero physical submission.
Instant Disbursal
Get money within 10 minutes of approval to handle urgent needs without stress.
Flexible Loan Amount Options
No complicated steps or hidden details. We provide simple calculations so you always understand your total cost and repayment clearly.
Eligibility Criteria
Should be an
Indian resident
Above 21 years of
age is mandatory
Salaried Employee
Need to be Savings Bank Account Holder
Should have required documents
Documents Required
Last 3 months' Salary Slips
PAN Card is required
Residence proof – Driving Licence, Voter ID, Utility Bills, etc.
Last 3 months' bank statements of the salary account
Your personal loan application should be completely filled with your current photograph
Rates and Fees
Monthly Interest Rate
2.9%
Offered Annual Percentage Rate (APR)
35% (Fixed)
Tenure/Repayment Period
2 Month - 1 Year
Minimum-Maximum Loan Amount
INR 5,000- 1,20,000
Processing Fee
10%
GST on Processing Fee (Exclusive)
18%
Representative Example
| Loan Amount | APR | Tenure | Processing Fee | GST on Processing Fee | Amount Disbursed | Total Interest | Total Repayment Amount |
|---|---|---|---|---|---|---|---|
| ₹ 20,000 | 35% | 3 Months | ₹ 2,000 | ₹ 360 | ₹ 17,640 | ₹ 3,750 | ₹ 23,750 |
Company Accreditation
We are registered under the name VRINDA FINLEASE LIMITED, a registered NBFC (non-banking financial institution), approved by RBI.