Rupeeontime

To Create / Login an Account

Type your Mobile Number

+91

Verify your mobile number.

By checking this box, I give my consent to receive digital communications, including calls, SMS, emails, and WhatsApp messages, on my provided phone number, email address, and app from Rupeeontime.
Additionally, I confirm that I have read and agree to you "Terms and Conditions" and "Privacy Policy" .

Key Benefits

Experience instant, flexible, and secure loan support—no collateral, no stress, just fast financial help when you need it most.

Instant Financial Assistance

Get fast access to funds through our secure online platform.

Easy & Fast Redressal

Skip long queues and paperwork with our digital process.

Flexible Usage

Covers multiple needs like medical bills, home repairs, rent, or emergencies.

Understand the
Risks Involved

Make informed choices—responsible borrowing begins with understanding the potential consequences.

Relatively high interest rate

Interest rates tend to be higher than those of long-term loans like auto loans from traditional banks.

Residents Only

For Indian Residents Only – Our services are limited to citizens residing in India.

Salary-based loans

Exclusively for salaried individuals earning above ₹30,000 per month, this short-term loan service is tailored to meet urgent financial needs.

Eligibility Criteria

Should be an
Indian resident

Above 25 years of
age is mandatory

Salaried Employee

Need to be Savings Bank Account Holder

Should have required documents

Documents Required

Last 3 months' Salary Slips

PAN Card is required

Residence proof – Driving Licence, Voter ID, Utility Bills, etc.

Last 3 months' bank statements of the salary account

Your personal loan application should be completely filled with your current photograph

Rates and Fees

Monthly Interest Rate

2.9166

Offered Annual Percentage Rate (APR)

35% (Fixed)

Tenure/Repayment Period

2.9166

Minimum-Maximum Loan Amount

INR 10,000- 5,00,000

Processing Fee

2%

GST on Processing Fee (Exclusive)

18%

Representative Example

Loan Amount	APR	Tenure	Processing Fee	GST on Processing Fee	Amount Disbursed	EMI	Total Repayment Amount	Total Interest
₹ 50,000	35%	12 Months	₹ 1,000	₹ 180	₹ 48,820	₹ 4,998	₹ 59,978	₹ 9,978

Company Accreditation

We are registered under the name VRINDA FINLEASE LIMITED, a registered NBFC (non-banking financial institution), approved by RBI.