Frequently Asked Questions

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All You Need to Know Before and After Taking a  Loan

Anyone between the age of 21 and 56 with a stable monthly income and basic KYC documents can apply for a Rupee on time loan. Applicants must also have an active bank account and a valid mobile number for verification.

Loan approval is quick once the application and verification are complete. After approval, the loan amount is normally sent to your bank account within 10 minutes.​

Rupee on time supports UPI, Net Banking, Debit Cards, and over 180+ payment methods, making repayment simple and convenient. You can easily repay your loan through bank accounts or various digital payment options without any hassle.

Loans from Rupee on time need no collateral. Income, credit, and paperwork determine eligibility for these unsecured personal loans.​

You only need basic documents like your PAN card, Aadhaar card, and salary slip. You can easily upload all these documents online through the Rupee on time app or website.

Rupee on time keeps your personal and financial information safe using advanced security measures. We ensure that all your loan application details remain private and fully protected.
"Beware of fraud! Always use our secure Repayment Website Link for loan payments. Do not make direct bank payments. Rupee on time is not responsible for payments made to other accounts."